Fed Rate Cuts Aren't a Cure-All for High Mortgage Rates

Fed cuts interest rates a second time but economists say 2025 outlook uncertain
Many economists still expect another quarter-point cut ahead in December. But expect more debate on the Fed's path in 2025.
Fed Cut Interest Rates, So Why Do Mortgage Rates Keep Climbing?
Though the Federal Reserve has been cutting interest rates, mortgage rates have been increasing or holding steady. When will potential homeowners see mortgage relief.
Federal Reserve lowers interest rates by 0.25 percentage points in second cut of 2024
The Federal Reserve announced its second interest rate cut of 2024, but Trump's economic priorities could impact future policy.
Mortgage rates remain stubbornly high despite recent interest rate cuts
Mortgages are more influenced by long-term bonds, which continue to rise over a combination of factors, such as better-than-expected growth and uncertainty about the impact of President-elect Trump's policies on inflation and the deficit.
Why mortgage rates are still high after a Fed cut — and likely won't go down anytime soon
The average 30-year mortgage rate has been above 6% for two years — and is likely to stay above that level for the foreseeable future, experts say. A combination of better-than-
Why mortgage interest rates may drop again this week
Mortgage interest rates plunged in 2020 in response to a cut to the federal funds rate sparked by the pandemic. But they rose exponentially in the years that followed as inflation surged and the Federal Reserve issued a series of interest rate hikes aiming to keep it from rising further.
Interest rates keep going down but mortgage rates aren't following suit. Here's why
The average 30-year mortgage rate remains high despite the Federal Reserve again dropping its key interest rate.
Today’s 30-year mortgage interest rates stay at 6.88% while 15-year terms remain at 6.13%
The median interest rate on a 30-year fixed-rate mortgage is 6.88% as of November 12, which is unchanged from yesterday.
Trump has promised lower interest rates. That will be largely out of his control.
While Trump has sought to pressure the Fed to cut rates, consumer rates on mortgages and other loans are determined by a ...
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Federal reserve cuts key interest rate while Houston homebuyers waiting for another cut
The federal reserve plans to cut more over the next year. As people keep their fingers crossed for better financing in the ...
Private student loan interest rates remain stable for 5-year terms, drop for 10-year terms
This means, 10-year fixed private student loans interest rates dropped by 0.14 percentage points and remained stable for ...
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What's next for US interest rates?
At the Federal Reserve's November meeting, which wrapped up just two days after Election Day, officials unanimously decided ...
2025 May Be The Year Of Rising Interest Rates And A New Reality
Interest rates are expected to rise as the Fed normalizes the yield curve. Read why this shift away from low rates will ...
Here's how far HELOC interest rates have dropped this year
HELOC interest rates have dropped by a significant margin since January. Here's what borrowers should know now.
Bank of England cuts interest rates to 4.75%, in second reduction this year
Chancellor Rachel Reeves welcomes the cut, but says she is "under no illusion about the scale of the challenge facing ...