Closing disclosures are forms your lender must provide you three days ahead of closing. These five-page forms contain important information about your mortgage and closing costs. Take the time to ...
On November 18, 2014, the CFPB staff and Federal Reserve Board co-hosted a webinar that addressed questions about the Final TILA-RESPA Integrated Disclosure Rule that will be effective for ...
The closing disclosure is one of the most important documents you’ll get during the mortgage process because it spells out all of the details of your home loan—including the money you’ll need to bring ...
Q: How will I know that the mortgage I'm getting is the one I was promised? A: Borrowers are getting a new five-page form designed to make home loans easier to understand before they finalize the deal ...
Question: We are a lender with some questions regarding disclosing the Closing Disclosure (CD). If we have a borrower and a co-borrower, must we send both individuals the CD for review? If we ...
WASHINGTON New disclosure rules from the Consumer Financial Protection Bureau don't go into effect until this summer, but lenders are already worried about compliance and fearing it may make the ...
There are many advantages to owning a home, including the tax breaks offered. But these tax breaks only benefit you if the right items are claimed. The surest way to do this is with professional help: ...
One of the main effects of the Dodd-Frank Act was the creation of the Consumer Financial Protection Bureau (CFPB). At the outset of its existence, the CFPB was given the mandate to promulgate new ...
When you’re buying a house, don’t you want an experienced set of eyes checking out the closing papers for errors and potential overcharges? Of course. But under the new federal real estate settlement ...
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