Debt forgiveness can provide relief for some seniors, but it's important to know when it is and isn't a wise move.

With credit card pain increasing for consumers, it is reasonable to wonder whether to delay 401(k) contributions to reduce ...

If he has multiple unsecured debts, he could look into debt consolidation through a balance transfer credit card or a debt ...

Because there is a lot of competition out there. They know your mailbox is jammed with offers, and quite frankly, they do not ...

However, it's essential to use them responsibly in order to avoid incurring interest charges, late fees and risk falling into debt. But if you understand how credit cards work, you can prevent any ...

"Before considering any credit card consolidation method, you need to work on paying down your debt," says Jay Zigmont, Ph.D., CFP® professional and founder of Live, Learn, Plan, a registered ...

you might be able to negotiate with your credit card issuer to settle some of your debt. Debt settlement works by negotiating with an issuer until they agree to let you pay off part of your debt ...

Known as a debt consolidation loan, it works similarly to a balance transfer credit card, allowing you to combine your debts into just one loan. They are often unsecured loans that require no ...

Raising or lowering the federal funds rate -- the overnight interest rate between banks -- creates a domino effect. Credit ...

They can help you free up cash in your budget if used to consolidate high-interest debt, such as credit card debt ... If you’ve got a knack for DIY work, you could buy rundown property and ...

Her work has been featured in national publications ... If you’re planning to untangle joint credit card debt during a divorce, remember that the impacts of divorce can be long-lasting and ...