You don’t have to be a math whiz to figure out how much you'll earn with a CD. David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one ...

CDs are a low-risk investment option that allows your money to grow at a fixed interest rate over a specific period. If you’re considering opening a certificate of deposit (CD) or already have one, ...

The highest money market account rate available today is 4.22%  Changes from the Fed or your bank can quickly change money ...

Putting your money in a high-yield savings account is a great way to maximize your earnings and grow your money over time. But just how much can you earn based on today’s interest rates? Our savings ...

Perpetuities pay a fixed annual sum; interest rate calculated by dividing payment by price. Example: $5,000 annual perpetuity for $60,000 has an 8.33% interest rate. Validate investment value using ...

Future value (FV) is the value of a current asset at a future date ... Future value can also handle negative interest rates to calculate scenarios such as how much $1,000 invested today will be worth ...

Auto loan interest is the cost of borrowing money to purchase a car. The lender will look at your credit score, debt-to-income ratio and other factors to determine what interest rate it offers. To ...

Learn how interest rate and APR differ and why each matters when evaluating loans. Understand their roles in determining the ...

If you seek regular income, you know that dividends are a must-have. Likewise, dividend growth rates are a key indicator of whether a company is financially healthy enough to keep paying them. You can ...

With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...