Key Takeaways One-third of individuals who left a job withdrew their balance in a lump sum rather than rolling it over to their new job or another account.Cashing out before age 59 1/2 incurs a 10% ...

Financial stress is real right now. Maybe your job has been affected, or unexpected health expenses have popped up. The kids are home for the holidays, and it feels like there’s a lot to juggle.

Faced with rising household costs, many Americans are turning to their retirement accounts to save their homes from foreclosure. According to a recent report from Vanguard, 3.6% of American retirement ...

Planning a comfortable retirement typically means having more control over your finances. You need to take a look at your investments, savings and cash on hand, but you should consider your living ...

For as long as most of us can remember, the 4% rule has been something of the gold standard around retirement. In 2026, ...

How does it work? The 4% rule is a popular retirement withdrawal strategy that involves withdrawing 4% of your total retirement savings during your first year of retirement. In subsequent years, you ...

Taking money from your traditional IRA can trigger a 'tax torpedo' on your Social Security benefits. Learn how combined ...

Retirees often face a difficult question: when and how much should they withdraw from their retirement accounts? According to Ed Wright, a partner at Golden Reserve, an Indianapolis-area financial ...

Some people will spend decades saving and investing for retirement, only to discover that they missed a step along the way. That commonly "missed" step? Devising their plan for decumulation − in other ...

There are definite pros and cons to taking a 401(k) withdrawal for this.

It's important to know how to handle an earlier retirement than planned.

If you are a retired Baby Boomer, or a Baby Boomer who has done any retirement planning at all, you are almost certainly ...