The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

Credit card interest rates remain high, but many cardholders are lowering their costs by simply asking and knowing what else ...

President Donald Trump called for a 10% cap on credit card interest rates. Here's what experts say that could mean for ...

If you were waiting for your credit card interest rate to plummet to 10% on Jan. 20, don't hold your breath.

President Trump is demanding a 10% cap on credit card interest rates to slash record debt. Current APRs exceed 21%, costing Americans billions. Trump set a January 20, 2026, deadline for banks to ...

Farmington Hiills-based GreenPath Financial Wellness sees many consumers who turned to credit cards to make ends meet once ...

There are many reasons why credit card interest rates are high. Here's what to know (and what to do in response).

Learn why your credit score matters more than ever with interest rates still elevated and how it can affect borrowing costs ...

Susan Cannon, 73, owes nearly $40,000 across 19 credit cards. High interest rates are preventing her from retiring.

Senator Bernie Sanders calls Wall Street credit card practices "usury" as major banks profit from 24% average rates while ...