A 0% intro APR credit card can be a financial blessing or a debt trap. Here's what to avoid so you actually get ahead, not ...

The Wells Fargo Reflect offers an intro APR on purchases and balance transfers for almost two whole years. Learn why else we ...

When you open a credit card, you might want to reallocate your line of credit from one of your existing cards so that you can ...

Household debt just hit a new all-time high. Here's how to slash your high-rate card balances before they spiral.

Americans are grappling with the burden of high-interest credit card debt, having paid over $133 billion in interest and fees ...

The percentage of credit card accounts that were at least 90 days past due hit a 12-year high in the fourth quarter of 2024. According to data from the Federal Reserve Bank of Philadelphia, 0.90% of ...

If you've ever owned a credit card before, chances are you're familiar with the term "APR," or annual percentage rate. For specifically credit cards, your purchase APR is essentially your interest ...

Capital One savings account interest rates are higher than average, and the bank doesn’t charge monthly maintenance fees or ...

The median emergency fund balance in the U.S. is $10,000, according to a recent survey by U.S. News. A $10,000 emergency fund balance is enough if your nondiscretionary monthly spending is $3,333 or ...

Learn how to get the most from your rewards cards with sign-up bonuses, using the right card for each purchase, and tactical redemptions.

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...

Knowing the timeline between charge-offs and collections can help you take action before the issue gets worse.