Monica Long has said she expects Ripple’s USD (RLUSD) stablecoin to be listed on major crypto exchanges “imminently.” ...

Fiat-backed stablecoins require equal reserve funds to circulating coins, verified by regular audits ... Because it has a stable value, you don't need to worry about price fluctuations.

Some of the most popular stablecoins by market capitalization include Tether (USDT), USD Coin (USDC ... maintain a direct one-to-one peg to a more stable underlying asset, like a national currency.