Without access to a 401 (k) account, one of the best tools available to you is an individual retirement account. An IRA is ...

Here’s how the Roth IRA works, what it offers and how it compares to a traditional IRA. If you already know you want a Roth ...

Retirement accounts such as Roth and traditional IRAs and 401(k)s are a great way to save, but mind the tax rules on ...

Regardless of how old you are, you can still reap the benefits of a Roth IRA, a retirement account that allows savers to grow ...

An annuity and an IRA both let you save money for retirement. You can defer taxes on money that’s appreciated inside the ...

Learn how to decide whether to max out your 401(k) or IRA first based on your income, tax bracket, and retirement goals.

Future tax rates are uncertain, which means the choice between a Roth or a traditional IRA is one that involves both science and art. Having a window into the future would help. “If that’s not ...

An individual retirement account (IRA) is a versatile personal savings plan designed to help Americans save for retirement, ...

Nondeductible IRAs grow tax-free and are an option if you earn too much to deduct your traditional IRA contributions. Reporting nondeductible IRA contributions on IRS Form 8606 helps you avoid ...

How to think about the best ways to utilize your retirement and health care benefits when you may be older, or younger, than ...

When you convert a traditional IRA to a Roth IRA, you will have to pay income tax on the conversion for the year you do the switch. But once the money is in the Roth IRA, future earnings and ...

To understand how withdrawals from a traditional IRA will be taxed, you first need to consider your age when you tap this account. Withdrawals from a traditional IRA will be taxed differently if ...