Simplified Employee Pension plan (SEP) - Internal Revenue Service
A SEP plan allows employers to contribute to traditional IRAs (SEP-IRAs) set up for employees. A business of any size, even self-employed, can establish a SEP. Choose a SEP Plan
Simplified Employee Pension (SEP) IRA: What It Is, How It Works
Dec 1, 2024 · A SEP IRA is a retirement plan option for small business owners and qualified employees. It has higher contribution and income limits than other retirement plans.
What is a SEP IRA and how does it work? | Fidelity
Apr 16, 2024 · Simplified Employee Pension plans, or SEP IRAs, let you save for retirement in a tax-advantaged way. Though they're available for businesses of all sizes, self-employed …
Simplified Employee Pension (SEP) IRA | Definition, Pros and Cons
Jan 29, 2025 · A Simplified Employee Pension (SEP) IRA is a retirement savings option that empowers small businesses to offer equal contributions to employee accounts. SEP plans …
SEP IRA: Ultimate Guide to Simplified Employee Pension Plans
Jun 15, 2025 · A SEP IRA, or simplified employee pension plan, can allow small business owners to contribute up to $70,000 per year to a tax-sheltered retirement plan. I learned a good deal …
Self-Directed SEP IRA | Made For Small Business Owners
A Self-Directed SEP IRA (Simplified Employee Pension) is a powerful retirement savings plan designed for self-employed individuals and small business owners. Unlike traditional SEP …
What Is a SEP IRA? | Retirement - U.S. News
Aug 19, 2024 · SEP IRAs are retirement accounts for small business owners and self-employed individuals, allowing them to make tax-deductible contributions toward retirement.
What Is a SEP IRA? - Marcus by Goldman Sachs®
Dec 18, 2024 · A Simplified Employee Pension Individual Retirement Account or SEP IRA is a retirement account that offers tax advantages for business owners and those who are self …
SEP Retirement Plans For Small Businesses - U.S. Department of …
Simplified Employee Pension (SEP) plans can provide a significant source of income at retirement by allowing employers to set aside money in retirement accounts for themselves and their …
What Is A SEP IRA? A Complete Guide | Bankrate
Jun 11, 2025 · A SEP IRA is a tax-deferred retirement plan for anyone who is self-employed, owns a business, employs others, or earns freelance income. Here's everything you need to …