If I could tell my 20-year-old self one thing, it would be this: Learn how to control your money early. When you borrow from a bank, you’re paying them first. When you borrow from your own policy, you’re paying yourself. That shift changes everything — your cash flow, your options, and how fast you can move financially. Start young. Build cash value. Give yourself more control later in life. Your future self won’t care about the hustle. They’ll care that you built a system that works. Save this.
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Schools taught us how to earn money. They didn’t teach us how money actually works. Not how interest keeps you chasing. Not how taxes quietly eat your gains. Not how banks profit from what most people never learn. And definitely not that there are ways to use insurance as a banking system or make one dollar work in more than one place. That part? You had to find on your own. The wealthy did. And they stopped outsourcing the banking function of their lives. If this makes you pause for a second… y
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